Website terms and conditions 
Terms and conditions
Advice
Nothing in this site shall be deemed to constitute financial or other professional advice in any way. You should consult a financial adviser or other professional adviser if you require any financial advice. In choosing to buy a Paternoster product you should not rely solely on the information contained on this website. You should read policy documentation, terms and conditions and other documentation relating to any specific product before purchase.
Applicable law
This website is established by Paternoster in England. Any use of it shall at all times be governed by and interpreted in accordance with the laws of England and Wales and the English courts shall have jurisdiction to resolve any disputes.
No cookies
Cookies are a 'tag' that some websites put on your computer. A cookie is made up of randomly generated information that does not include personal data (eg your name, age, telephone number, email address, postal address).
This site does not use cookies.
Copyright and trade marks
Copyright in the pages of this site, in the screen displaying the pages and in the information, texts, graphics and material contained therein and their arrangement is owned by Paternoster UK Limited, unless otherwise stated.
All trade marks, service marks, company names or logos are the property of their respective holders and no permission is given by Paternoster in respect of the use of any such trade marks, service marks, company names or logos and such use may constitute an infringement of the holders' rights.
You may store, manipulate, analyse, reformat, print and display the content of this site for your personal use only You may not publish, re-transmit, re-distribute or otherwise reproduce any of the content that appears on any page of this site in any format to anyone, and you are prohibited from using any such content for any commercial purpose whatsoever without contacting Paternoster and obtaining our prior written consent.
Data protection
Paternoster complies with the Data Protection Act 1998 relating to the holding of personal data. Where we hold data about you, we will only use it for the purposes you have agreed to.
Invalidity
If any part of our terms and conditions is unenforceable (including provisions in which we exclude our liability to you) the enforceability of any part of the terms and conditions will not be affected.
Links to other sites
Links to other sites on the internet are purely to allow you to access more information on related topics. Paternoster does not necessarily own or control such sites and so accepts no responsibility for information contained in any such sites or for the fact that such sites may not be available at all times. The existence of a link to another website does not imply or express endorsement of its provider, product or services by Paternoster. When accessing another site by way of a hypertext link you will normally leave the Paternoster site.
Telephone calls and emails
Telephone calls using the numbers and / or email correspondence using the email addresses listed on this website may be recorded or monitored. By using such communication methods you are consenting to this.
Privacy statement
We treat all the information provided by you with the utmost care and security. Any details you give will remain confidential and will only be disclosed where disclosure is made at your request, with your consent or where we are legally obliged to do so.
The information collected by us will be used only for the purposes stated by us and agreed by you. Where we use your personal details to send you information about other products and services, we will give you the opportunity to tell us that you do not want it to be used.
Nothing in this site shall be deemed to constitute financial or other professional advice in any way. You should consult a financial adviser or other professional adviser if you require any financial advice. In choosing to buy a Paternoster product you should not rely solely on the information contained on this website. You should read policy documentation, terms and conditions and other documentation relating to any specific product before purchase.
Applicable law
This website is established by Paternoster in England. Any use of it shall at all times be governed by and interpreted in accordance with the laws of England and Wales and the English courts shall have jurisdiction to resolve any disputes.
No cookies
Cookies are a 'tag' that some websites put on your computer. A cookie is made up of randomly generated information that does not include personal data (eg your name, age, telephone number, email address, postal address).
This site does not use cookies.
Copyright and trade marks
Copyright in the pages of this site, in the screen displaying the pages and in the information, texts, graphics and material contained therein and their arrangement is owned by Paternoster UK Limited, unless otherwise stated.
All trade marks, service marks, company names or logos are the property of their respective holders and no permission is given by Paternoster in respect of the use of any such trade marks, service marks, company names or logos and such use may constitute an infringement of the holders' rights.
You may store, manipulate, analyse, reformat, print and display the content of this site for your personal use only You may not publish, re-transmit, re-distribute or otherwise reproduce any of the content that appears on any page of this site in any format to anyone, and you are prohibited from using any such content for any commercial purpose whatsoever without contacting Paternoster and obtaining our prior written consent.
Data protection
Paternoster complies with the Data Protection Act 1998 relating to the holding of personal data. Where we hold data about you, we will only use it for the purposes you have agreed to.
Invalidity
If any part of our terms and conditions is unenforceable (including provisions in which we exclude our liability to you) the enforceability of any part of the terms and conditions will not be affected.
Links to other sites
Links to other sites on the internet are purely to allow you to access more information on related topics. Paternoster does not necessarily own or control such sites and so accepts no responsibility for information contained in any such sites or for the fact that such sites may not be available at all times. The existence of a link to another website does not imply or express endorsement of its provider, product or services by Paternoster. When accessing another site by way of a hypertext link you will normally leave the Paternoster site.
Telephone calls and emails
Telephone calls using the numbers and / or email correspondence using the email addresses listed on this website may be recorded or monitored. By using such communication methods you are consenting to this.
Privacy statement
We treat all the information provided by you with the utmost care and security. Any details you give will remain confidential and will only be disclosed where disclosure is made at your request, with your consent or where we are legally obliged to do so.
The information collected by us will be used only for the purposes stated by us and agreed by you. Where we use your personal details to send you information about other products and services, we will give you the opportunity to tell us that you do not want it to be used.
Ownership of website
This website is the property of Paternoster UK Limited.
Variation of content
Paternoster reserves the right to remove, amend or vary any of the content which appears on this site. Any changes to the website terms and conditions will appear on this page. By continuing to use this site following any such change you signify that you agree to be bound by the revised terms and conditions.
